Newsletter July 24, 2025
High vs. Low Interest Rates:
Pros & Cons Explained
When interest rates rise, For instance, if you have a fixed-rate
mortgage, your monthly payment remains unchanged—a strong
hedge against inflation even as home prices and other costs climb.
Additionally, higher rates help your savings and money market
accounts grow faster, making it easier to build cash reserves. The
disadvantage is that all loans are more expensive, including credit
cards, so keep your debt to a minimum.
Lower interest rates mean you pay less interest, can buy “more”
home, and possibly pay your mortgage off faster. If you have a
mortgage at a higher rate than “today’s” rates, you can refinance to a
lower monthly payment, eliminate or lower private mortgage
insurance, or trade a variable-rate loan for a fixed-rate loan. But at
the same time, other instruments that pay interest to you will
provide lower yields.
What is Maximalism?
Maximalism is trending in home décor with vibrant colors, eclectic
art, and a daring sense of fashion and fun.
If this look is for you, start with your living room. Place the largest
pieces—tables, sofas, tables and chairs—in the room. Remove
everything else. Move the pieces around until you like the layout and
flow, then you can start adding accessories. You’ll have multiple focal
points, but to give the eye a rest, group similar but mixed and
matched elements together—a wall of eclectic paintings, a case of
books, or a row of embellished pillows replete with embroidery,
tassels, and trims. Unify the look with a bold paint color or wallpaper.
Make coziness and comfort your priority. Upcycle damaged
heirlooms and flea market finds with new finishes (gold gilt, black
onyx stains, low sheen wax) and plushy textured velvet, replete with
tufts and trim
December 4, 2025
November 21, 2025
November 6, 2025
October 30, 2025
Lifestyle
October 23, 2025
Discover the Best Places to Live, Eat, and Explore in Fort Worth
Lifestyle
October 9, 2025
Discover the Best Ways to Sell Your Home in SW Fort Worth, TX
Real Estate
October 2, 2025
Essential Inquiries for Homebuyers Exploring Aledo's Real Estate
October 2, 2025
Real Estate
September 25, 2025
Essential Tips for Las Vegas Homeowners
When it comes to selling homes, I’ve got more marketing tricks up my sleeve than a magician at a magic show. If you want to sell your home, I’ve got so many options that even a buffet would be jealous!